Home Ownership

Homeownership resources and mortgage assistance programs have been requested since the pandemic. Unfortunately, Yellowstone Country Assistance Network does not provide mortgage assistance, but we have listed some help in this post to link consumers with Wyoming homeownership programs.

2-1-1 

If you need to speak to someone about community homeownership resources available to you, Wyoming 211 connects you with nonprofits and government services in your area. If you would like personal assistance, dial 2-1-1 or 888-425-7138. They are open8 a.m. to 6 p.m., Monday through Friday.

USDA Rural Development supports rural homeownership through the following programs:

• The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America.
• Through its Single Family Housing Guaranteed Loan Program, USDA partners with private lending institutions to help families and individuals buy homes in rural areas.
• The Home Repair Loan and Grant Program provides loans and grants to help families and individuals repair and modernize homes, making them safer, healthier places to live.
• The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local self-help housing construction projects. Through this program, USDA works with organizations to provide a unique opportunity for families and individuals to lower the overall purchase price of a new home by investing “sweat equity” into its construction.   

To learn more about USDA homeownership programs, please visit the Single-Family Housing program webpage or contact the Wyoming Rural Development State Office.

Rural Development provides loans and grants to help expand economic opportunities, create jobs, and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements, business development; housing; community facilities such as schools, public safety, and health care; and high-speed internet access in rural, Tribal, and high-poverty areas. For more information, visit www.rd.usda.gov/wy. If you’d like to subscribe to USDA Rural Development updates, visit our GovDelivery subscriber page. 

Housing Counseling Agencies 

If you require counseling for mortgage, default, purchasing a home, or budgeting, some agencies can help you. 

Wyoming Housing Network 

• Wyoming Housing Network, Inc.
• Financial Management, Budget Counseling,
• Home Improvement and Rehabilitation
• Counseling, Mortgage Delinquency and Default
• Resolution Counseling, Non-Delinquency Post
• Purchase Workshops Pre-Purchase Counseling.
• info@whninc.org
• 307.472.5843
• 877.549.1402
• fax: 307.472.0893

Wyoming Community Development Authority 

WCDA Homeowner Program 

• https://www.wyomingcda.com/homeowners/
• COVID Notice To Borrowers 
• Phone (307) 265-0603

WCDA Homebuyer Programs

• https://www.wyomingcda.com/homebuyers/
• (307) 265-0603

Resources By Telephone

• Wyoming 211 connects you with nonprofits and government services in your area. 
• If you would like personal assistance, dial 2-1-1 or 888-425-7138.
• 8 a.m. to 6 p.m., Monday through Friday.

Find COVID Mortgage Help

The federal American Rescue Plan Act’s Homeowner Assistance Fund assists homeowners with mortgage and utility cost relief.  We are in the early stages of information gathering for this new program.  Please visit often as program updates will be posted here.

• APPLICATIONS: Applications are not yet available. Please keep checking back for updates.
• ELIGIBILITY: The program would be open to Wyoming homeowners who are struggling to pay mortgages and utility payments because of the COVID-19 pandemic. We are in the early stages of information gathering for this new program

WCDA Borrowers

DFS is working with the WCDA to test the application process. If you have a delinquent mortgage with the WCDA, you may receive an invitation from the WCDA to apply for HAF funds to reinstate your mortgage. If you have questions about this pilot program, please contact WCDA at HAFassistance@wyomingcda.com or DFS at homeowner.assistance@wyo.gov.

Disclaimer

While Yellowstone Country Assistance Network created this post, YCAN has not vetted anyone who may be added to this post. Resources included are for informational purposes only and should not be considered an endorsement of citizens, services, or agencies. This post will be updated as needed.(Edit)