YCAN has been collaborating with community partners since 2007 to address housing needs, both short-term and long-term. During economic downturns, emergency housing and utility payments were in high demand and became the most needed emergency service in the county. As the economy has improved, the need for rent and utility assistance has decreased. However, YCAN has received more requests to assist individuals and families in finding and obtaining affordable housing units in Park and Hot Springs Counties.
At YCAN, we have taken the time to listen to the needs of our communities. By conducting surveys, hosting focus groups, and seeking community input, we have gained insight into the obstacles that low-income individuals face when trying to secure affordable housing in Park and Hot Springs Counties. As a result, we have created a guide to help community members navigate the process of finding affordable housing and overcome these barriers.
Making Better Use of Available Resources
Our organization is committed to helping low-income individuals and families access available resources. This service is at the heart of our mission and is even included in our bylaws as a priority. Over the years, we have evolved our approach to make it more accessible and convenient for our clients. Now, instead of having to visit an office and sift through brochures to find the information they need, clients can access it easily on our website at any time of day at https://ycanhelp.org/find-help/.
If you’re unable to find what you’re looking for on our website or don’t have internet access, you can always call Wyoming 211 for assistance. Wyoming 211 maintains an up-to-date and extensive database of community resources throughout the state, making it a convenient hub for connecting residents with the resources they need at https://wyoming211.org.
First Things First, You need a plan in place
Before beginning your search, it is important to have a plan. The top priority on your list should be ensuring that you have a stable source of income through employment. If you are unable to work, it is crucial to secure a reliable income. Some people have mistakenly believed that local non-profit organizations will assist them with ongoing financial problems if they are not employed or earning an income. However, this is not true.
CSBG Park and Hot Springs Co. Rent Assistance
Residents of Park or Hot Springs Counties who have an income at or below 125% of the Federal Poverty Level (FPL) can receive financial assistance for rent through CSBG funds. However, there are limits to this program and tenants may be required to pay a portion of the requested services or arrange payment with their landlords for any remaining balance. To apply for rental assistance, tenants must provide their landlord’s IRS Form W9, which can be accessed on our landlord portal . Applications can be completed at various locations listed below:
The Help Center Thermopolis Phone: (307) 864-3851
The First Stop of Park County Help Center Phone:(307) 296-6706
Income and Deposits
When searching for affordable housing, property managers often mandate that an applicant’s income should be at least three times the monthly rent. This is a legal requirement, provided that it is applied to all applicants. However, if you are solely receiving Social Security or disability, these apartments might not be a feasible option for you. In such cases, it would be wise to explore private landlords who may not demand a minimum income requirement.
When renting, landlords often require a damage deposit to cover any damages during your tenancy. Conduct an inspection with your landlord upon moving in to document any preexisting damage. It’s your responsibility to ensure the property is returned in the same condition to avoid being charged for any preexisting damage. It is important to take photographs and provide copies to both the landlord and tenant. This will help to ensure that you are not wrongfully charged for any damages that existed before your move-in date. It is your responsibility to make every effort to prevent this from happening.
It is common for landlords to request upfront payment as a security measure against tenants who may vacate the property before the lease term ends. In case you have a low credit score, you can propose setting up an automatic payment from your bank account on the first day of each month to cover the rent. This gesture may reassure the landlord and increase the likelihood of securing the property even if you have less-than-perfect credit. It is crucial to ensure that you have sufficient funds in your account on the scheduled date to avoid overdraft fees and avoid upsetting your landlord.
If you’re struggling to afford your housing expenses, the first step is to secure a source of income. You can search for employment opportunities to ensure a steady flow of income. If you’ve recently resumed working and require assistance in catching up with your rent, you can reach out to the Park County Housing Project. For those without a source of income, contacting public assistance agencies such as… Department of Family Services or the Department of Workforce Services for programs to find income or get back to work.
Wyoming offers various employment program and agencies to assist individuals in finding work or training. Securing a stable income is crucial for obtaining affordable housing.
Know How Much You Can Spend
To avoid a housing crisis, it’s important to stick to a budget. Don’t spend more than 30% of your take-home pay on rent. Renting can be a cost-effective option, but there are upfront expenses. Look into housing subsidies or financial coaching if necessary, especially if you’re a single-income family in an area with high housing costs. Knowing Your Budget is the Key to Avoiding a Housing Crisis
When you move into a new rental, you may need to pay a hook-up fee to activate services like telephone, electricity, gas, and water. The utility company usually requires this fee upfront before you can start using the service. The typical cost for city utility deposits ranges between $300 and $500. However, if you make regular on-time payments, you can usually get the deposit back after a certain period of time. Before signing the lease, you can ask your landlord which utility companies they use, call them and inquire about the deposit amount. If you’re a low-income household, you can apply for LIEAP|WAP during the winter months to reduce your energy costs.
LIEAP
- Available to Wyoming Residents only
- What kinds of services does LIEAP provide?
- Help to pay heating bills during the winter months (this is a seasonal benefit);
- Emergency services for special situations such as utility shutoffs; and,
- Eligibility consideration for the Weatherization Assistance Program.
- Call 800-246-4221 for help with LIEAP-related questions lieapwyo.org
CSBG Park and Hot Springs Co. Utility Assistance
Low income residents in Park or Hot Springs Counties can get help paying their utility bills through the CSBG program if they earn 125% or less than the FPL. The program has limits, so some payments may still need to be made. The applicant must be named on the bill. Applications can be completed at specific locations:
The Help Center Thermopolis Phone: (307) 864-3851
The First Stop of Park County Help Center Phone:(307) 296-6706
LifeLine Telephone
- Lifeline is a federal discount program that lowers the monthly phone or internet service cost.
- The program is open to anyone enrolled in SNAP, LIEAP, Supplemental Security Income, Medicaid, or Federal Public Housing Assistance.
- Your telephone company can give you details on how you can benefit.
- Please visit the Lifeline National website at https://www.lifelinesupport.org for more information.
Find Housing Subsidies
If you find it difficult to make your monthly housing payments, you can consider exploring housing subsidy programs that can assist with your monthly expenses. It is recommended that you apply for these programs as soon as possible, as they may have a lengthy waiting list.
Non Profit Housing
Non-profit developers offer affordable, well-designed, and professionally managed homes. Eligibility requirements vary and tenants undergo careful screening. Visit non-profit developer websites for more information.
Wyoming Housing Network Housing Units
- Cody Affordable Housing Units
- Powell Affordable Housing Units
- Thermpoplis Affordable Housing Units
- Worland Affordable Housing Units
- Lovell Affordable Housing Units
- Greybull Affordable Housing Units
Wyoming Section 8 Housing
To qualify for Section 8 vouchers, applicants must meet the program requirements set by HUD. Local agencies, known as PHAs, are responsible for administering the program. They assess eligibility and provide rental subsidies to landlords when Section 8 tenants are residing in their properties. The program prioritizes families with extremely low income, with 70% of vouchers distributed to those earning less than 30% of the area median income.
Family unit: You must fall under HUD’s definition of a family unit. The definition of a family unit includes individuals and a group of people living together.
Household income: Your household income must be below the income limit for the Section 8 program. About 70% of the vouchers are given to families with income at or below 30% of the area median income. However, in case funds are still available, PHAs can issue the remaining vouchers to families with household income at or below 50% of the area median income.
Citizenship: Section 8 rental assistance is only available for U.S. citizens and qualified aliens. You won’t be eligible for the program if you can’t prove your citizenship status.
Background check: Your local PHA will run a background check on you to determine whether or not you have a history of alcohol abuse, sexual offense, or eviction from public housing for drug-related criminal activity.
Application Tips:
- The early process could take 6-8 months.
- For a priority application, send 2 forms of proof of Wyoming residency with your application: vehicle registration, utility bill, and medical bill.
Powell, WY 82435
Phone: 307/754-9280
Hours: 8 am – 5 pm Monday – Friday
Website: http://www.section8housinglist.info/category/wyoming-wy/
Cheyenne Housing Authority
- Main Line: (307) 633-8333
- Senior Services Main Line: 307-635-2435
- Family Self Sufficiency: (307) 633-8329
- VASH: (307) 633-8329
- https://www.cheyennehousing.org
Wyoming Housing Network
- Wyoming Housing Network, Inc.
- Financial Management, Budget Counseling,
- Home Improvement and Rehabilitation
- Counseling, Mortgage Delinquency, and Default
- Resolution Counseling, Non-Delinquency Post
- Purchase Workshops Pre-Purchase Counseling.
- Phone (307) 472-584
- Website: www.whninc.org
Affordable Housing Listings
If you’re searching for a rental in our rural area with limited affordable housing, there are a few helpful tips to keep in mind. Firstly, if you’re low-income, consider applying for subsidized housing as soon as possible as the application process can take a while. Additionally, you can start your search by checking classified ads, browsing the internet, or driving around town for “For Rent” signs. It’s also a good idea to reach out to local property management companies for potential options. Keep in mind that it’s recommended to apply at least 6 weeks before your desired move-in date.
Property Management Companies
- American West Realty 307.587.9608
- Cody Lodging Co. 307.587.6000
- Real Estate Connection 307.754.2800
- Sage Realty 307.587.4764
- Antlers Realty 855.206.9185
Assisted Living Units
- Absaroka Assisted Living (307) 527-7080
- Beehive Home (307) 527-7355
- The Heartland (307) 754-5533
- Mountain View Manor (307) 587-5244
Senior Housing Units
- Crystal Cove I 24 Senior Units
- 1619 Big Horn Avenue Cody, Wyoming 82414
- (307) 527-6698
- Grandview Apartments 24 senior units:
- 2102 Pioneer Avenue Cody, Wyoming 82414
- (406) 245-9998
- Website: www.hdamanagement.com
- Mountain View Manor 46 Senior Units
- 1001 11th Street Cody, WY
- (307) 587-5244
- Rocky Mountain Manor 52 senior units:
- 140 N. Cheyenne Powell, Wyoming 82435
- (307) 754-4535 Website: www.rockymtnmanor.com
- The Surrey 20 senior units
- 1283 W. 7th Street P Powell, Wyoming 82435
- (307) 754-5533
Mental Health Group Homes
- Hope House Clubhouse
- 1002 Rumsey Ave Cody, WY 82414
- (307) 587-3008
- www.ybhc.org
- Wallace H. Johnson Group Home
- 2713 Cougar Ave Cody WY 82414
- (307) 587-5112
In-Patient Substance Abuse Treatment
- Cedar Mountain Center
- (307) 578-2421 24/7
- Referral Hotline 1-844-202-4148
Some Things to Remember
It’s crucial to distinguish between needs and wants when searching for an apartment. Although you may want a one-bedroom apartment, a studio apartment may better suit your current situation and budget. The rental’s size affects your ability to find affordable housing, and this can influence utility costs in addition to monthly rent. Some subsidized units only consider single individuals for efficiency apartments, reserving one-bedroom units for couples. So, don’t rule out a place you can afford because it lacks certain amenities like a dishwasher or washer/dryer. Remember, you may not be able to afford everything you “want” in an apartment.
Credit Check
When searching for rental properties, it’s important to note that some property owners may reject applicants with credit issues. However, there are some who may consider renting to you if you can provide good references and evidence of your ability to pay, such as proof of employment, a higher security deposit, or a co-signer. In case you need help with credit issues, reach out to a credit counseling agency. These organizations can assist you in restructuring your debt payments. It’s important to verify their credibility with the Better Business Bureau to avoid being scammed. Keep in mind that having good credit is often a requirement for obtaining housing subsidies for most subsidized housing units.
Do You Have Bad Credit?
When looking for a new place to live, reference letters can be helpful in demonstrating to potential landlords that you are a responsible individual who won’t cause any issues. It’s a good idea to ask for letters of recommendation from current and former employers, current and previous landlords, and even former roommates who can vouch for your character. Even if your previous landlords were only for temporary arrangements, their recommendations can still be beneficial. However, if you have poor credit or accounts in collections, it’s possible that you may not be eligible for Subsidized Housing Vouchers.
Criminal Background Checks
If you have a criminal record, it can hinder your search for housing. To ensure accuracy, obtain your police records and review them. Property managers typically search for crimes like theft, drug offenses, weapon charges, arson, and more. If you find any errors in your criminal charges, reach out to your attorney or legal aide to correct them. Additionally, if you are on probation or parole, it’s recommended to obtain a letter from your assigned officer. If you are currently receiving treatment, obtaining a letter from your clinician can also be beneficial.
Renters’ Insurance
Purchasing renter’s insurance can be a wise decision. Some renters assume that their landlord’s homeowner’s policy will provide coverage in case of an emergency. However, this is not the case. The landlord’s homeowner’s policy only covers the building and not the contents, such as your personal belongings. This is where renter’s insurance becomes necessary.
What if You Can Afford Housing?
Finding Temporary Housing
If you’re struggling to secure permanent housing, it’s important to start considering alternative options. Is there a friend or family member who can offer you temporary accommodation? If so, try to agree on a duration for your stay and whether or not you’ll be paying rent. If you can’t afford rent, you could offer to help out around the house by cooking meals, cleaning, or doing minor repairs. It’s best to iron out the details of your stay and both parties’ expectations before you move in.
If you don’t have anyone to stay with, get in touch with local human service agencies you’ve previously worked with to get temporary assistance as soon as possible and let them know when you need to leave your home. Generally speaking, the more notice you give them, the better equipped they’ll be to help you.
CSBG Park and Hot Springs Co. Temporary Housing Assistance
Residents of Park or Hot Springs Counties who have an income at or below 125% of the Federal Poverty Level may be eligible for Temporary Housing Assistance Financial Assistance through CSBG funds. This program provides limited financial assistance for temporary motel stays, but recipients may be responsible for a portion of the motel bill. Applications can be completed at the following locations:
The Help Center Thermopolis Phone: (307) 864-3851
The First Stop of Park County Help Center Phone:(307) 296-6706
Transitional Housing
If your finances don’t allow it, moving into a new apartment may be unaffordable for you. It’s important not to make the mistake of moving into a rental that you cannot afford. Fortunately, there are short-term options available to you until you get back on your feet. One such option is transitional housing, which provides shelter for up to 36 months. The type of housing available varies, but it usually includes apartment buildings, mobile homes, motels, single-family houses, townhouses, or row houses. Where you are placed will depend on your unique situation. For example, apartments are often provided for families and domestic violence victims, while single-room occupancy units are commonly given to substance abusers.
Please call Wyoming 211 or visit https://wy211.communityos.org/ for a list of all Wyoming Transitional Housing Programs; just dial 211 from your phone.
Facing Eviction?
Know Your Rights
Although facing eviction, you still have legal rights protected by the rules of the eviction process. If you need assistance, you can reach out to Legal Aid of Wyoming by calling their hotline at 1-877-432-9955 from Monday to Friday, 9:00 a.m. to 4:00 p.m. Please make sure to have all relevant paperwork ready when you make the call. If you haven’t received any updates on your application after ten days, feel free to call their toll-free number at 1-877-432-9955.
Please be aware that officials cannot provide information about cases that do not belong to you. They are only able to discuss details regarding YOUR case. Failure to respond to their attempts to contact you could result in your application being rejected. To avoid this, please provide alternate contact information and respond promptly to any inquiries. Legal Aid of Wyoming, Inc. does not charge for any of their legal services. If you are approached by a legal services organization that requires payment, please note that they are not affiliated with YCAN.